DACH Service Marketplace · 2026 Briefing

Direct work. N commission. CHF 5.90 flat — that's all.

MyWork.Now is the DACH service marketplace where craftspeople keep 100% of every job — flat CHF 5.90 fee replaces 12–15% commissions on MyHammer, CHECK24 and Coople. Plus the complete back-office app-suite: receipt-scanning, invoicing, payroll, GPS routing, customer-CRM, insurance bundling. Result: more billable hours, lower expenses, higher yield, and new permanent jobs on the provider side. Helvetia B2B pipeline qualifies — Swiss enterprise day-one distribution channel.

9:41
▌ Active Auctions · Zürich 8004
⚡ Plumbing 14 min left
Burst pipe · kitchen
Birmensdorferstr.
1.2 km · GPS verified CHF 320
● 4 BIDS LIVE Top: Felix W.
🔌 Electrical 2 h left
Install 4× ceiling lights
3.4 km CHF 480
🔨 Carpentry 6 h left
Fit IKEA wardrobe · 2.4m
5.1 km CHF 240
Your fee per closed job CHF 5.90
GPS verified
Insurance Partner HELVETIA · Pipeline
PRODUCTION STATE · mywork.now

What's shipping right now.

MyWork.Now is a working DACH service marketplace — GPS-verified, auction-driven, flat-fee — with the Helvetia partnership in the pipeline.

CHF 5.90
Flat-fee per booking
undercuts 6–10% take of MyHammer / Coople
< 15min
Auction response time
fastest provider-match in DACH
21
Live PM2 services
Next.js 16 + Express + MySQL + Stripe Connect
Q2-26
Helvetia signature
B2B-insurance bundling — exit catalyst
GPS-arrival verification · Stripe Connect · KYC + payout · Mobile PWA · QAIA Super-Algorithmus backbone · 20 Qdrant collections
Source: workernow.li / workernow.ch production state · 2026-05-03
Service Categories
5,847
DACH-wide · indexed
Flat Fee per Job
CHF 5.90
vs MyHammer 15% · CHECK24 12%
DACH Addressable
€42bn
Service-Tradesman SAM 2026
Exit Potential 5y
CHF 40-100M
with Helvetia · 8× ARR
01 // The Pitch
01

What it is.

TypeProject class
Service marketplace · DACH B2C+B2B · Flat-fee model
5-Word PitchThe headline
DACH service marketplace, flat-fee.
15-Word DescriptionThe summary
DACH service marketplace + complete app-suite for craft businesses — auction, GPS, scanning, billing, payroll, insurance, all in one platform at CHF 5.90 flat per closed job.
Intro150 words
MyWork.Now is more than a marketplace — it is a full operating system for the craft trade. Customers post a job, providers bid in real-time, GPS verifies arrival on site, and payment routes instantly through Stripe Connect. The craftsman keeps 100% of the job revenue, we take a single CHF 5.90 flat-fee — for an CHF 800 plumbing call that is 0.7% versus 15% on MyHammer. On top of the marketplace we ship the full automation stack a craft business needs: receipt-scanning OCR, invoice generator, payroll, time-tracking, expense-capture, GPS-route optimisation, customer-CRM, insurance bundling — every workflow that today eats four hours of evening admin work, automated. Result: more billable hours · lower fixed costs · higher net yield · new permanent jobs on the supplier side, because each provider can now serve more customers per week without hiring back-office staff. Helvetia Insurance distribution partner pipeline qualifies in Q2 — Swiss enterprise day-one channel.
Phase
Beta · Market-Exec
Started
Feb 2026 (v2 rebuild)
Last Update
Apr 28, 2026
02 // The Problem
02

What we solve.

Both sides of the DACH service marketplace are extracting value somewhere they shouldn't have to. We remove the middleman tax.

For Customers

Commission tax · no transparency

  • 15% commission on every quote — even for small jobs
  • No GPS verification — provider may never arrive
  • 4–6 day quote turnaround — emergencies can't wait
  • Locked into platform for messaging and payment
  • No transparent pricing on competitor platforms
For Providers

Subscription bleed · slow payouts

  • 15% MyHammer cut — €450 lost per €3,000 job
  • Subscription fees on Coople even without bookings
  • Lead spam — pay for leads that never convert
  • No instant payout — wait 14–30 days
  • No insurance bundle — providers buy separately
03 // The Market
03

Size and growth.

DACH service-tradesman vertical · gross merchandise volume routed through digital platforms. Sources: Statistisches Bundesamt 2024, BFS CH 2024, IDC Vertical Marketplaces 2025.

€420M
SOM · 5y target
TAM €385bn SAM €42bn SOM €420M
3 yrDACH digital service growth · sustained CAGR+18% / y
5 yrAcceleration via Helvetia bundle+22% / y
10 yrTotal digital-addressable share doubling2.4× · €1.0bn
04 // The Competition
04

Why we win.

Capability comparison vs the four DACH incumbents. Green = built · gold = partial · grey = absent.

CapabilityMyWork.NowMyHammerCHECK24CoopleZenjob
Single flat fee, no commission····
GPS-verified provider arrival····
Real-time auction~~··
Stripe Connect instant payout···~
Insurance partnership bundle····
Provider keeps 100% of price··~·
DACH-wide (CH+DE+AT)~~~
05 // What Investors Get
05

The offer.

Equity & Return

Pre-Seed Round

  • CHF 800k–1.2M for 12-month runway to PMF
  • Helvetia partnership as primary value driver
  • Exit CHF 40–100M in 3–5y · 8× ARR
  • Acquirers: Helvetia · Zurich · Mobiliar · Allianz
Strategic Position

Structural Moat

  • Fastest auction in DACH — sub-15-min response
  • Only player with GPS arrival verification
  • Flat-fee model structurally undercuts MyHammer
  • QAIA Super-Algorithmus-Backbone · 21 PM2 · 20 Qdrant collections
Use of Funds

12-month plan

  • 40% Provider acquisition (DE+AT scale)
  • 25% Helvetia integration + B2B sales team
  • 20% Mobile app polish + customer growth
  • 15% Compliance · KYC · payments hardening
06 // Next Steps
06

What's needed now.

Operational

Next 90 Days

  • Helvetia partnership signature — Q2 2026
  • Stripe Connect production — KYC + payout flow live
  • 500 active providers across CH/DE — qualified onboarding
  • First 1,000 paid bookings — flat-fee model proven
Strategic

Next 12 Months

  • Series A CHF 4–6M — DACH expansion + insurance bundle
  • Zurich + Mobiliar — second/third partnership
  • 10,000 monthly bookings · €420k MRR
  • Mobile-first PWA + push — retention layer